Auto insurance is there to help protect our pockets and vehicles when we need it the most. While many of us have this reliable coverage, not all of us understand what it does and does not cover. Lawsuits are a common part of getting into a car accident, with many drivers suing others for damages and injury. To understand if your auto insurance can help you with these fees, read on.
Most drivers have liability insurance. This coverage consists of two basic components, including:
- Bodily injury liability coverage - This covers medical expenses, lost wages, and other expenses of anybody injured as a result of an at-fault driver's actions. It can also help to cover legal fees if the injured party files a lawsuit against the at-fault driver.
- Property damage liability coverage - This covers damages resulting from a covered accident in which you were at fault, including the other party's vehicle repair or replacement costs or any other damage to someone else's property.
In short, car insurance can help to cover some legal fees. If you are being sued, then your
car insurance company should cover legal fees and be able to hire an attorney on your behalf. If you are suing someone, however, then you will need to find your own lawyer and pay your own associated legal expenses. However, if you win the lawsuit, then you may be able to collect these legal fees from the at-fault party.
For all of your
auto insurance needs, visit
Abatelli Group, Inc. We are ready to help you find reliable insurance today.
