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Aug 10, 2022

Many small and medium-sized business owners are unaware of the importance of a business life insurance policy to their firm's profitability. Since it has monetary value, whole life insurance benefits business owners in a way that other types of insurance do not. This monetary value accrues over time...

Jul 20, 2022

Rental car insurance and the increased cost of gasoline and rental cars are making road trips expensive. Some drivers use their credit cards and existing auto insurance to avoid paying for rental car insurance. While it  may help you save on some costs, it  won't fully cover you against accidents where...

Jul 06, 2022

Accidents can happen despite your best efforts to prevent workplace injuries. This is where workers' compensation insurance is necessary. It protects your employees if they are injured at work and also your business from associated claims and lawsuits. Without workers' compensation insurance, you are...

Jun 22, 2022

A homeowners insurance policy protects your home and belongings against damage caused by theft, vandalism, and natural disasters. Do you want to know what types of natural disasters are covered by home insurance? Continue reading to learn more. Natural Disasters Generally Covered by Homeowners Insurance A...

Jun 08, 2022

Generally, car insurance covers the vehicle owned by the policyholder. Sometimes, however, you can buy a policy for a car you don't own. A few instances where you can buy car insurance without being a registered owner include: You regularly use one of your family members' or friend's car You...

May 25, 2022

In the U.S., the average rate of auto and homeowners insurance depends on various factors- some of which are expected while others might be a surprise for you. Understanding these factors with which the insurers calculate your rates will aid you in navigating the different insurance providers and coverage...

May 11, 2022

Despite providing refunds to customers in billions, car insurance profits have increased during the pandemic, with only a few drivers on road, causing the number of accident-related claims to drop dramatically. Even with increased profits, auto insurance companies are likely to increase premiums due...

Apr 28, 2022

Employers in every state are required to carry some type of protection for their employees. This means they must have a Workers' compensation policy in place or another form of insurance to ensure employees are sufficiently compensated for their medical expenses and any wages they may have lost due to...

Apr 14, 2022

Securing property insurance for your home should be a top priority to avoid potential financial loss. Every home is vulnerable to some type of disaster, from severe storms to theft to vandalism. Purchasing the right insurance policy for your home will help mitigate worst-case scenarios. Here are important...

Mar 23, 2022

New York has a high cost of living compared with most other states, and auto insurance is no exception. Costs are even higher for individuals with bad driving records. Other factors can also boost rates, such as living in a high-crime zip code. However, taking an accredited course in defensive driving...