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6 Known Myths About Commercial Auto Insurance
6 Known Myths About Commercial Auto Insurance

Sep 14, 2022

Commercial auto insurance is a type of insurance policy that includes liability and physical damage and adds extra coverage to shield a company from financial loss when using a vehicle for business purposes. Understanding the distinction between personal auto coverage and commercial auto policy is crucial...

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7 Tips May Help You Choose the Right Contractor Insurance Company
7 Tips May Help You Choose the Right Contractor Insurance Company

Aug 24, 2022

How do you pick the best contractor insurance provider? Nearly 60% of contractor businesses operate without insurance. Even for those who do, the coverage remains insufficient. Although safety measures lessen incidents, they cannot be avoided. Let us walk you through 7 contractor insurance tips for...

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5 Reasons Why Business Owners Should Have Whole Life Insurance
5 Reasons Why Business Owners Should Have Whole Life Insurance

Aug 10, 2022

Many small and medium-sized business owners are unaware of the importance of a business life insurance policy to their firm's profitability. Since it has monetary value, whole life insurance benefits business owners in a way that other types of insurance do not. This monetary value accrues over time...

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Is Waiving Rental Car Insurance a Good Idea for Your Road Trip?
Is Waiving Rental Car Insurance a Good Idea for Your Road Trip?

Jul 20, 2022

Rental car insurance and the increased cost of gasoline and rental cars are making road trips expensive. Some drivers use their credit cards and existing auto insurance to avoid paying for rental car insurance. While it  may help you save on some costs, it  won't fully cover you against accidents where...

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Small Business Workers' Compensation Insurance: Is It Necessary?
Small Business Workers' Compensation Insurance: Is It Necessary?

Jul 06, 2022

Accidents can happen despite your best efforts to prevent workplace injuries. This is where workers' compensation insurance is necessary. It protects your employees if they are injured at work and also your business from associated claims and lawsuits. Without workers' compensation insurance, you are...

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Is Natural Disaster Protection Included in My Home Insurance Policy?
Is Natural Disaster Protection Included in My Home Insurance Policy?

Jun 22, 2022

A homeowners insurance policy protects your home and belongings against damage caused by theft, vandalism, and natural disasters. Do you want to know what types of natural disasters are covered by home insurance? Continue reading to learn more. Natural Disasters Generally Covered by Homeowners Insurance A...

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Buying Insurance for a Car That Is Not Mine
Buying Insurance for a Car That Is Not Mine

Jun 08, 2022

Generally, car insurance covers the vehicle owned by the policyholder. Sometimes, however, you can buy a policy for a car you don't own. A few instances where you can buy car insurance without being a registered owner include: You regularly use one of your family members' or friend's car You...

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Various Factors that May Affect Your Auto and Homeowners Insurance Rates
Various Factors that May Affect Your Auto and Homeowners Insurance Rates

May 25, 2022

In the U.S., the average rate of auto and homeowners insurance depends on various factors- some of which are expected while others might be a surprise for you. Understanding these factors with which the insurers calculate your rates will aid you in navigating the different insurance providers and coverage...

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Why Are Car Insurance Premiums Likely to Increase in 2022?
Why Are Car Insurance Premiums Likely to Increase in 2022?

May 11, 2022

Despite providing refunds to customers in billions, car insurance profits have increased during the pandemic, with only a few drivers on road, causing the number of accident-related claims to drop dramatically. Even with increased profits, auto insurance companies are likely to increase premiums due...

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Three Things You Can Do If You Don't Have Access to Workers' Compensation Insurance
Three Things You Can Do If You Don't Have Access to Workers' Compensation Insurance

Apr 28, 2022

Employers in every state are required to carry some type of protection for their employees. This means they must have a Workers' compensation policy in place or another form of insurance to ensure employees are sufficiently compensated for their medical expenses and any wages they may have lost due to...

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