Auto insurance can be a significant expense for many drivers, but there are numerous add-ons available that can help you save money while ensuring you have the coverage you need. At Abatelli Group Inc., we understand the importance of finding the right policy that balances cost and protection. Here are 14 auto insurance add-ons that can help you save money and enhance your coverage.
This add-on provides peace of mind by covering services like towing, battery jumps, and tire changes. It can save you money on unexpected roadside emergencies.
If your vehicle is in the shop after an accident, rental car coverage pays for a rental vehicle. This can prevent you from incurring out-of-pocket expenses during repairs.
With this feature, your first accident won’t impact your premium. This can lead to significant savings in the long run if you’re involved in an accident.
If your car is totaled in an accident, gap insurance covers the difference between what you owe on your loan and the car's current market value. This is particularly beneficial for new car buyers.
This add-on protects against non-collision incidents such as theft, vandalism, or natural disasters. While it may increase your premium slightly, it can save you from significant losses.
Collision coverage pays for damages to your vehicle from accidents, regardless of fault. This can be crucial for maintaining the value of your car after an incident.
PIP covers medical expenses for you and your passengers after an accident, regardless of fault. This can mitigate high medical costs and provide financial relief.
This add-on protects you if you're in an accident with a driver who has insufficient or no insurance. It ensures that you're not left with hefty bills due to someone else's negligence.
With this program, your premium is based on how safely and how much you drive. By maintaining safe driving habits, you can significantly reduce your insurance costs.
Bundling your auto insurance with other policies (like home or renters insurance) often results in discounts across all policies, providing substantial savings.
If you drive less than a certain number of miles per year, many insurers offer discounts for low mileage drivers, recognizing their lower risk profile.
Completing a defensive driving course can lead to discounts on your premium by demonstrating your commitment to safe driving practices.
Choosing a payment plan that suits your budget—such as paying annually instead of monthly—can sometimes lower your overall premium costs.
As life circumstances change (e.g., moving to a safer neighborhood or selling a vehicle), regularly reviewing and adjusting your coverage can help ensure you're not overpaying for unnecessary protection.
Choosing the right auto insurance policy involves understanding various add-ons that can save you money while providing essential coverage. At Abatelli Group Inc., we are committed to helping our clients navigate these options to find the best solutions tailored to their needs. With over 100 years of experience serving the Flushing and Bayside areas, our knowledgeable agents are here to guide you through every step of the process—ensuring that you get the best value for your insurance dollar while keeping you protected on the road.
For personalized assistance or to get a quote today, contact us today and let us help you find the right auto insurance plan that fits both your needs and budget! You can also call us at (718) 352-6000 for any queries.
