BLOG

Jun 08, 2022

Generally, car insurance covers the vehicle owned by the policyholder. Sometimes, however, you can buy a policy for a car you don't own. A few instances where you can buy car insurance without being a registered owner include: You regularly use one of your family members' or friend's car You...

May 25, 2022

In the U.S., the average rate of auto and homeowners insurance depends on various factors- some of which are expected while others might be a surprise for you. Understanding these factors with which the insurers calculate your rates will aid you in navigating the different insurance providers and coverage...

May 11, 2022

Despite providing refunds to customers in billions, car insurance profits have increased during the pandemic, with only a few drivers on road, causing the number of accident-related claims to drop dramatically. Even with increased profits, auto insurance companies are likely to increase premiums due...

Apr 28, 2022

Employers in every state are required to carry some type of protection for their employees. This means they must have a Workers' compensation policy in place or another form of insurance to ensure employees are sufficiently compensated for their medical expenses and any wages they may have lost due to...

Apr 14, 2022

Securing property insurance for your home should be a top priority to avoid potential financial loss. Every home is vulnerable to some type of disaster, from severe storms to theft to vandalism. Purchasing the right insurance policy for your home will help mitigate worst-case scenarios. Here are important...

Mar 23, 2022

New York has a high cost of living compared with most other states, and auto insurance is no exception. Costs are even higher for individuals with bad driving records. Other factors can also boost rates, such as living in a high-crime zip code. However, taking an accredited course in defensive driving...

Mar 09, 2022

Due to the rising costs of group health insurance plans, employers are looking for more affordable solutions to offer employees health benefits. Many are turning to Health Reimbursement Arrangements (HRAs), which allow your company to provide tax-free reimbursements to workers for healthcare expenses....

Feb 24, 2022

Purchasing home insurance is an important decision. Whether you have just bought your home or are looking for a policy that better suits your needs, there are many pertinent things to consider. Check your policy at least once a year, and you will have a better idea of when you might need to change it. It's...

Feb 10, 2022

Car insurance costs are always on the rise. If you want to keep your monthly premiums low, it's important to speak with your insurance carrier first. Switching policies too often can lead to carriers penalizing you. However, bundling your insurance policies is an easy and effective way to save on costs....

Jan 27, 2022

It is mandatory for every car owner to have auto car insurance, and factors like age, gender, a record of prior claims, driving record, etc., can sometimes influence your insurance rates by making it increase. However, there are sure ways to help you lower your car insurance rates and get the best one...